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Niu Niu Game Rules
A detailed Bull Bull / Niu Niu rules page based on the reference style: gameplay, first-card dealing order, hand ranking, payouts, RTP, and extra notes.
What is Niu Niu?
Niu Niu, also called Bull Bull, is played with 52 cards and no jokers. Each player area receives five cards. The goal is to form a valid three-card group that totals 10 or a multiple of 10, then use the remaining two cards to determine the hand value.
Hands compare against the Banker. The betting choices are usually Player 1, Player 2, and Player 3, with flat multiplier or double multiplier modes depending on the table.
🃏 牛牛
Niu Niu
Five-card comparison game
Rules and gameplay
1. Place bet
2. Deal first card
3. Deal five cards
4. Make hand
5. Compare with Banker
When betting double multiplier mode, many tables require available balance to be at least five times the stake because Five Face Card hands can use a 5x multiplier.
Betting choices
| Area | Available choices | Meaning |
|---|---|---|
| Player 1 / 闲一 | Flat / Double 平倍 / 翻倍 | Bet on Player 1 against Banker. |
| Player 2 / 闲二 | Flat / Double 平倍 / 翻倍 | Bet on Player 2 against Banker. |
| Player 3 / 闲三 | Flat / Double 平倍 / 翻倍 | Bet on Player 3 against Banker. |
First-card dealing order
The dealer opens a first card at the beginning of the round. Its value decides the opening position. Cards are then opened counterclockwise.
| First card | Opening order |
|---|---|
| A, 5, 9, K | Banker > Player 1 > Player 2 > Player 3 庄 > 闲1 > 闲2 > 闲3 |
| 2, 6, 10 | Player 1 > Player 2 > Player 3 > Banker 闲1 > 闲2 > 闲3 > 庄 |
| 3, 7, J | Player 2 > Player 3 > Banker > Player 1 闲2 > 闲3 > 庄 > 闲1 |
| 4, 8, Q | Player 3 > Banker > Player 1 > Player 2 闲3 > 庄 > 闲1 > 闲2 |
Hand ranking
| Rank | Explanation |
|---|---|
| Five Face Cards / 5公 | All five cards are J, Q, or K. |
| Niu Niu / 牛牛 | Three cards form 10 or a multiple of 10; the remaining two total 10 or 20. |
| Niu 9 to Niu 1 / 牛9 至 牛1 | Three cards form 10 or a multiple of 10; remaining two cards decide the final value from 1 to 9. |
| No Niu / 无牛 | No three-card group can form 10 or a multiple of 10. |
Point ranking: Five Face Cards > Niu Niu > Niu 9 > Niu 8 > Niu 7 > Niu 6 > Niu 5 > Niu 4 > Niu 3 > Niu 2 > Niu 1 > No Niu.
Tie-break rules
| Comparison | Order |
|---|---|
| Card value | K > Q > J > 10 > 9 > 8 > 7 > 6 > 5 > 4 > 3 > 2 > A |
| Suit | Spade ♠ > Heart ♥ > Club ♣ > Diamond ♦ 黑桃 > 红桃 > 梅花 > 方块 |
Payout table
| Hand | Flat win | Double win | Flat loss | Double loss |
|---|---|---|---|---|
| Five Face Cards / 5公 | 1:0.95 | 1:4.75 | 1:1 | 1:5 |
| Niu Niu / 牛牛 | 1:0.95 | 1:2.85 | 1:1 | 1:3 |
| Niu 7 - Niu 9 / 牛7～牛9 | 1:0.95 | 1:1.90 | 1:1 | 1:2 |
| Normal hands / 一般牌型 | 1:0.95 | 1:0.95 | 1:1 | 1:1 |
RTP reference and extra notes
| Bet mode | Example RTP |
|---|---|
| Flat / 平倍 | 97.50% |
| Double / 翻倍 | 96.20% |
Balance rule
Double mode may require available balance above stake x 5.
Double mode may require available balance above stake x 5.
Card reading
If the system cannot read a card, the dealer may rescan it.
If the system cannot read a card, the dealer may rescan it.
Voided rounds
Maintenance, network issues, video interruption, or cancelled rounds follow the provider rules.
Maintenance, network issues, video interruption, or cancelled rounds follow the provider rules.
Responsible play
Niu Niu can move fast. Set limits and do not chase losses.
Niu Niu can move fast. Set limits and do not chase losses.